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  Home Ownership

Funny Joke

A New Orleans lawyer sought an FHA loan for a client. He was told the
loan would be granted if he could prove satisfactory title to a parcel
of property being offered as collateral. The title to the property
dated back to 1803, which took the Lawyer three months to track down.
After sending the information to the FHA, he received the following
reply (actual letter):

"Upon review of your letter adjoining your client's loan application,
we note that the request is supported by an Abstract of Title. While
we compliment the able manner in which you have prepared and presented
the application, we must point out that you have only cleared title to
the proposed collateral property back to 1803. Before final approval
can be accorded, it will be necessary to clear the title back to its
origin."


Annoyed, the lawyer responded as follows (actual letter):

"Your letter regarding title in Case No. 189156 has been received. I
note that you wish to have title extended further than the 194 years
covered by the present application. I was unaware that any educated
person in this country, particularly those working in the property area,
would not know that Louisiana was purchased, by the United States, from
France in 1803, the year of origin identified in our application. For
the edification of uninformed FHA bureaucrats, the title to the land
prior to U.S. ownership was obtained from France, which had acquired it
by Right of Conquest from Spain. The land came into the possession of
Spain by Right of Discovery made in the year 1492 by a sea captain
named Christopher Columbus, who had been granted the privilege of
seeking a new route to India by the Spanish monarch, Isabella. The good
queen, Isabella, being a pious woman and almost as careful about titles
as the FHA, took the precaution of securing the blessing of the Pope
before she sold her jewels to finance Columbus' expedition. Now, the
Pope, as I'm sure you may know, is the emissary of Jesus Christ, the
Son of God, and God, it is commonly accepted, created this world.
Therefore, I believe it is safe to presume that God also made that part
of the world called Louisiana. God, therefore, would be the owner of
origin and His origins date back, to before the beginning of time, the
world as we know it, AND the FHA. I hope the hell you find God's
original claim to be satisfactory. Now, may we have our damn loan?"

The loan was approved

Home Ownership - Apparently the government thinks it has been here forever and we need permission from god to get a loan from the FHA. See how this New Orleans lawyer was treated and how he handled the issue. - Funny Picture

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